This transaction, which is funded by the EU, will flow to the local unit of Italy's Unicredit Group. SMEs in Bosnia and Herzegovina that access the funds will be eligible for grants of up to 15% of their sub-loan value upon completion of their projects. The goal of the projects is for the SMEs to reach "the highest EU climate, environmental protection and other standards." EBRD will issue the wholesale loan to UniCredit Bank d.d. Mostar.